I spent a long time thinking that my low income or too many obligations were my problem, and I kept trying to fix it.
Now, after all these years, I’ve realized I was just wasting my time because I was trying to fix the result, not the actual problem.
My low income was just a result, not the real issue. I had a problem, and the result was that my income was low. I had a problem, and the result was that I had a lot of debt. The problem was within me, and because of that, my income was low and my financial situation was what it was.
This doesn’t just apply to money; health is also a result, not a problem. Being overweight is a result of the real problem, like bad eating habits or not exercising. If my relationships with people are tense and I keep losing friends, that’s the result of an issue within me that pushes people away. And it’s the same with money.
The financial life we’re living now, and the one we’ll live in the future, is a result of issues within us, and all of these issues come from one place: the mind. The mind controls everything we do and will do. My financial situation was because of my thoughts about money.
It’s the thoughts in my mind. If I hadn’t changed my thoughts, my financial situation would’ve never changed. Not only would I not become wealthy, but I wouldn’t even be able to improve my income.
The rule is: If you keep doing what you’re doing, you’ll keep getting what you’re getting.
As long as our behavior, actions, and thoughts don’t change, we’ll keep getting the same results over and over. Your mindset and habits around money are things you’ve inherited from your parents and the environment you grew up in. If your parents spent money generously, you’re likely to do the same when you get the chance.
On the other hand, if you grew up around investors always looking for opportunities, you’ll probably do the same, putting all your energy into finding ways to invest.
I grew up poor, most of the conversations i had with my family were likely about spending — how to pay, how to spend, what to buy. topics like investment and business rarely came up in my family.
So, I didn’t think about investing my first income; instead, I spent it. The idea might’ve crossed my mind, but it wasn’t part of my goals or plans.
our thoughts and habits with money are inherited. Those who grew up seeing their parents spend, spend. Those who grew up seeing their parents invest, invest.
Of course, there are exceptions. Some people are different from their parents; sometimes, poor kids become rich, and rich kids become poor. But these cases are rare, and these rare cases are the hope. You might be that exception, the one who breaks the cycle and improves your financial life.
There are three things that shaped my mindset:
First, verbal conditioning. I was always around people who said things like “money is the root of all evil,” “the rich are bad,” or “all wealthy people got their money in unethical ways.” If you’ve got thoughts like these in your mind, they’re coming from your environment.
The life you’re living today is a result of these deeply ingrained beliefs, which you might not even be aware of. These thoughts were in my mind without me realizing it, but they influenced my actions, plans, and words. They shaped my reality in a big way.
This influence is incredibly strong — just look at how much money companies make from a simple ad. Advertising controls people, leading them like sheep to buy things they don’t need. Verbal conditioning is dangerous; it gets into our minds and distorts our thinking without us even knowing it.
The second thing is imitation. We all unconsciously mimic others. You might imitate your father, mother, or sibling in many of the things they do. We all imitate. If your father invests in cheap stocks, you’re likely to do the same in one way or another. If he invests in real estate, you might find yourself doing the same or something similar. You could even be imitating your wealthy neighbor or your father’s friend.
The point is, you’re imitating someone. And here’s the deal, my friend: if the person you’re copying is wealthy, you’re likely to become wealthy too. But if they’re unsuccessful, you’ll end up competing with them in failure — you’ll be just like them, a failure.
So, if you don’t question all your beliefs about money, you’ll never become rich. Be careful not to assume you’re right. Don’t say, “Oh no, this principle is 100% correct.” Question every thought you have about money, find out where it came from, and rethink it.
If you don’t have assets bringing in money while you’re sitting idle, or if you’re struggling in poverty and can’t even provide a decent living for your family, know that your thoughts are what put you in that position. If your thoughts were right, your life would be better. Reality is the proof of the quality of your thoughts — look at your life, and you’ll see a reflection of your thoughts.
The third thing is past experiences that have stuck with me. These emotional events might have impacted me deeply and shaped my views on money, making me see it the way I did. That’s why I told you to revisit all your beliefs about money and try to replace them with new information.
The more knowledge you have about something, the higher your chances of success in it. If you know a lot about sports, your chances of succeeding in sports are high. If you have a lot of knowledge about money, your chances of financial success are greater, and the opposite is true.
That’s why many people who inherit large sums of money lose it quickly, and those who win the lottery often end up losing everything they won — and even go into debt — because they don’t know much about money. They don’t know how to manage it, where to invest it.
This is why you need to learn the game of money: you need to research, read, and ask questions. That’s why getting rich is so difficult. It’s easy to be poor because, simply put, being poor only requires ignorance. And being ignorant just means doing nothing. But becoming wealthy requires searching, hard work, building relationships, facing problems, making mistakes, and learning from them. It requires experience, discipline, building new habits, and letting go of old ones. It takes a lot, which is why it’s hard and why there are so few rich people.
So, rethink your beliefs, my friend, and replace them with new ones that will lift you up toward the sky, toward your goals.
